Don't make money sense when you are overseas.

Wrong!Every cent you spend goes out of your earnings. Unless on company travel with a fat allowance, hold on to your money! just because its foreign, does not mean you need to own it. Do you?

Go back to Sin No One.
Plan and budget what you really need to buy from overseas. After all, you are still earning in humble rupees and cents.

The gold-silver-platinum-credit-card!

Glitzy advertising, mind-numbing offers, emotive communications pull you to savor the lastes of this ultimate buying machine. In next to no time, the recoveries officers pull you tto the ultimate settling machine that is if you do not repay. Exellent in an emergency or a habitual monstrosity, the credit card be a life saver and a debt collector. You choose.